Insurance Discrimination in Europe: The Relevance of Gender and Race

Dr. Scotti delivered a three hour certificate program to undergraduate and postgraduate students on risk profiling on the basis of gender and race and whether this would constitute discrimination according to recent case law from the Court of Justice of the European Union. The certificate program introduced the concepts of formal and substantive equality for understanding the content of possible discriminations and the rationale for the rules allowing fair discriminations among insureds. Framing the definition of such a fairness in a comparative perspective notably focusing on the comparison of the principles applicable in Europe and Türkiye, the seminar was devoted to the analysis of the anti-discriminatory provisions entrenched in the Principles of European Insurance Contract Law (PEICL), reiterating the European anti-discriminatory law on gender, nationality or race.